What Can Be Done To Improve My Score??

Potential Homebuyers ask us everyday, "How can I improve my credit score???" There's not a simple answer, because every credit history (and score attached to that history) is like a snowflake. There are some concepts that are important to understand about Credit Scores and improving that score. Late Payments Showing on Report: If your … [Read more...]

USDA Home Loan Qualifying Requirements in NC

Although the program has been around for a long time - many people are just now hearing about the USDA Home Loan program that offers No Money Down Home Loans in North Carolina! Sweet! Best news is... it doesn't have to be a FARM!  Over one third of the first time homebuyers recently surveyed said, "We'd love to buy a house, but we don't have … [Read more...]

FHA Says: Pay Off Disputes Over $999

FHA Announced a BIG Change that will take place this summer.  According to the FHA Mortgagee Letter 2012-3, beginning July 1, borrowers with ongoing credit disputes totaling more than $1,000 will have trouble getting an FHA Mortgage loan.  (This date has been revised and HUD is seeking comments on the ruling) This is a HUGE change, because for … [Read more...]