Secured Credit Cards

Trulia recently did a a study of first time home buyers and discovered that about 30% of the people they interviewed pretty equally fell into one of these categories: Wanted to Buy a home but they worried about down payment. ¬†(If that's you - no worries, there are tons of No Money Down Home Loans!) Wanted to Buy a home but they worried that … [Read more...]

Disputing All Credit – Not Getting Mortgage Approval

We talked to a Veteran today who wants to buy a house, First Time Home Buyer, who was referred to a "Credit Repair Company" a couple of years ago... they, of course, disputed EVERYTHING on his credit report. ¬†They also suggested that he obtain a Secured Credit Card (which he did) and maintain a balance roughly equal to half of the credit line … [Read more...]