How Foreclosure, Short Sales and Bankruptcy Affect Credit Scores

Want to know what is hurting your scores the most??? There's a scoring system that each repository uses, so TransUnion calculates scores a little differently than Equifax and Experian. FAIR ISAAC Damage Points - per FICO.com: "Maxxed out credit card" - 10 to 30 points 30 day late payment will cost you 60 points Bankruptcy hits your scores for … [Read more...]