100% Loans Western Wake County, NC

Here's some GOOD NEWS!  There are TONS of places that allow USDA 100% loans in Western and Southern Wake County. From the picture to the left, the areas marked in "peach" are not eligible... However, large parts of Apex clearly do! (see Kelly Road?) The line that runs from the bottom left corner up towards the right is the County Line for Wake … [Read more...]

100% Loans In Wake Forest, NC

Are you looking for a home in the Wake Forest Area?  Great NEWS!  This map shows the property that is eligible for USDA 100% fianancing!  The area that is NOT "peach" qualifies! See that line where the railroad tracks go from "peach" to white.  That's Roger's Road.  This is a GREAT part of Wake County - property values are APPRECIATING here … [Read more...]

NC Counties That Qualify for USDA Home Loans

My daddy always says that we "Get Rural Fast" in North Carolina... one minute you can be neighborhood after neighborhood, and 25 minutes later you are in the country! This works well for those who are looking for a home with no down payment requirements! Currently - every square mile of 73 North Carolina counties qualify for USDA Home Loan … [Read more...]

USDA Rural Home Loans in North Durham

We get many calls from folks who love living in Durham, and want to know if they qualify for a USDA Home Loan. It's often not a question of the home buyer qualifying for the program - often times, especially when it comes to Durham, there are few HOMES that qualify!  USDA RURAL Home Loans are designed as no money down mortgage loans for home buyers … [Read more...]

USDA Home Loans Near Greenville NC Pitt County

USDA Home Loans are 100%, no money down loans available for "less urban / more rural areas."  North Carolina has more areas available for this financing than most states. Pitt County, and the area around ECU, and Greenville has a TON of the county that qualifies for this great program. The property must be located in the USDA "footprint" (so in … [Read more...]

USDA Home Loans Orange County NC

The Mapping system for Orange County GIS and the Mapping System for USDA Home Loans don't "mash up." I'm not sure why that is, but some of the roads (as I read them) on the USDA Home Loan Mapping System are indicated as "Not Found" on the Orange County GIS system.  For that reason, I decided to work with the USDA Home Loan Map to show you which … [Read more...]

USDA Home Loan Maps Wake Forest and Rolesville NC

It can be difficult to tell exactly WHERE you can purchase a home that qualifies for USDA Home Loan Financing.  These are 100%, no money down loans, with NO Monthly PMI (which makes them cheaper on a monthly basis than FHA, and you CAN make a downpayment if you want to...), and in most of the cases we see... the SELLER is paying the Closing … [Read more...]

Benefits of USDA Home Loans in Johnston County and Wake County, NC

USDA Home Loans are not just for buying farms! In fact, we don't really offer that kind of Rural Development loan!  We DO offer USDA Home Loans... 100%, No Money Down Home Loans that are insured by the USDA program! (Although if you want to use the USDA Home Loan to buy a horse farm in NC... you can!) These loans have less insurance than FHA … [Read more...]

Durham County USDA Financing Tips!

Part of Durham County, NC qualifies for USDA mortgages - and the qualifying guidelines have recently changed! To see maps specific to where you can find a home that qualifies for this 100% financing in Durham, click here The maximum income is calculated per family members living at home.  The current guidelines are: 1 person in household … [Read more...]

100% Mortgage Loans in Chapel Hill?

I was very surprised by just how much of Orange County, NC qualifies for USDA Mortage Loans!  Pleasantly Surprised! Granted, downtown Carrboro and Chapel Hill do not qualify - but MOST of the county does! To find out if your specific property qualifies, click here! The parts in the "shaded" areas do not qualify for USDA loans, however, all of the … [Read more...]