USDA & First Time Home Buyer Program Kinston NC

USDA Home Loans in Kinston, NC 28504 do not have a maximum loan amount – however, the property must be located within the USDA “Eligibility” area.  Here are maps of the Lenoir County area, remember that the “faint pink” parts on the map do NOT qualify for USDA Loans.  All of the OTHER areas, however, DO qualify for the USDA RD Loan … [Read more...]

To Get Higher Score – Keep Credit Cards Open- But Don’t Use Them?

Transunion started using a different "Black Box" model in January, and now Experian and Equifax are making technical adjustments too.Although they will not allow us to know the exact formula for calculating the score - we know SOME of the changes! Some of the changes are Collections that start under $100 will not have an impact on your … [Read more...]